You don't need to worry about cash flow with Capify on your side...
We help hard-working Australian small business owners grow and expand their business with:
- Expert advice
- Fast access to funds
- Peace of mind
Talk to a Human
We’re always happy to work 1-on-1 to understand your situation and your business better.
Flexible Loan Options
We have a range of products and can tailor a solution to suit your small business needs.
15+ Years Experience
We’re proudly Australia's first alternative and accessible unsecured small business lender.
So, which finance solution is right for your business?
Unsecured Business Loans
Don’t take daily payments but still have a monthly turnover over $10k? Our unsecured small business loans are flexible and don’t require assets for security.
Capify Secured Finance
Take the advantage of borrowing larger amounts against your assets. Our secured loans provide low interest rates and flexible repayment terms.
Merchant Cash Advance
Got an EFTPOS machine or take daily online payments? A Merchant Cash Advance can give you the quick cash flow you need with flexible payment options based on percentage of future sales.
4 simple steps to get funded in 24 hours
Apply online
Simple application that takes less than two minutes.
Talk to a human
Receive a solution tailored to fit your business needs.
Provide documentation
Get verified and approved quickly with minimum docs.
Receive your funds!
Get cash straight into your account within 24 hours.
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“I received excellent service from Capify. They were very helpful & accommodating. I was given plenty of time to make my decision & Capify got my application approved the same day & at a time when I needed it the most.”
John - The Crow Bar
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Disclaimer:
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Please note that after submitting the form, you will be referred to Capify Australia PTY LTD (ABN 38 630 469 117). By submitting an enquiry, you agree to Capify’s Privacy Policy and Terms & Conditions. If you have any questions or concerns, please contact us at capify.com.au or call us on 1300 760 930.
Copyright © 2025 Capify Australia PTY LIMITED (ABN 38 630 469 117) trading as Capify. All Rights Reserved.