We offer small business loans for women who are ready to take their business to the next level
We’re always happy to work 1-on-1 to understand your situation and your business better.
We have a range of products and can tailor a solution to suit your small business needs.
We’re proudly Australia's first alternative and accessible unsecured small business lender.
We Know Women-Owned Businesses. We’ll work with you 1-on-1 to personalise a small business loan to suit your circumstances. Plus, because we adhere to the AFIA code of practice – our loans are unsecured, which means no assets or security required!
Borrowing capacity
Up to $500,000
Quick approvals
Same day approvals & funding possible in 24 hours
Unsecured business loan
No assets or security required
Minimum paperwork
No financials, tax returns or BAS for loans under $150,000
Easy Repayments
Fixed daily and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
Pay your bills or suppliers, and buy stock with ease regardless of seasonality or unpaid invoices.
Buy new equipment or renovate your store - invest in your business and improve efficiency!
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Spend less time on the day-to-day admin and more time on the important things in life.
Want to take advantage of ATO’s instant asset write-off? Got a surprise tax bill? No stress, we’ve got your back!
Don’t take daily payments but still have a monthly turnover over $10k? Our unsecured small business loans are flexible and don’t require assets for security.
Got an EFTPOS machine or take daily online payments? A Merchant Cash Advance can give you the quick cash flow you need with flexible payment options based on percentage of future sales.
“I spoke with Tudor yesterday and received the approval. And,today, Tudor was able to increase the loan amount. This was excellent news. Really appreciate all the hard work in a very timely manner. Thank you!”
Simple application that takes less than two minutes.
Receive a solution tailored to fit your business needs.
Get verified and approved quickly with minimum docs.
Get cash straight into your account within 24 hours.
We’ve compiled some of the most common questions asked by women small business owners so that you can have peace of mind and spend more time working on your dreams.
Women business owners may have a difficult time securing the financial support they deserve. Our approval process is quick and simple. Once you’ve submitted an enquiry, we assess your eligibility to apply for a business loan based on the following criteria:
– Must be a registered business with an active ABN
– Trading for minimum 6 months
– $10,000+ minimum monthly turnover
– Australian Citizen or Permanent Resident
– 18 years+ of age
Once you meet our basic eligibility criteria, we need the following documents to run a credit check:
– Driver’s License
– Landlord Details
– Personal References
– Bank Statements linked or manually sent over
– Proof of ownership
Once you’ve met all our standard credit assessment criteria, you can be approved within hours and have funds in your account in a day.
We understand the importance of female-owned businesses and the key role in helping the nation’s economy flourish. That is why we proudly support women-owned businesses by providing hassle free application process with funding in less than 24 hours.
To apply for a loan, simply click here or call 1300 760 930 to talk to a lending specialist who can personalise a solution to meet your needs.
We support businesses from all industries, and have proven examples of customers that have successfully grown their business through our cash flow solutions. Some industries include:
Retail and Fashion, Hair and Beauty, Hospitality, Automotive, Real Estate, Manufacturing Trade, Labour Cleaning Services and many more.
Submitting an online enquiry to access your basic eligibility does not incur any fees, however, if you proceed with a full loan application, you will incur origination & processing fees.
Yes, we can fund a customer who has an existing loan with a competitor as long as they have paid off more than 50% of their loan. We do not stack loans, which means Capify will have to pay the competitor lender out before we can provide the customer with more funds.
We are a responsible lender and follow responsible lending practices as to ensure our customers can service their loans.
For example, if your client has a loan with our direct competitors Prospa, OnDeck, Moula, Get Capital and Business Fuel, we cannot provide them additional funds until they’ve paid out more than half of their loan with that competitor first.
Please keep in mind if your client has a loan from the big banks like ANZ, Westpac, Commonwealth or nab, we do not consider them direct competitors or part of the unsecured alternative online lending space. This means if the SME has a bank loan Capify can still help them access unsecured business funds.
Women business owners may have a difficult time securing the financial support they deserve. Funding your business growth doesn’t have to be difficult. So Capify lends SME’s up to $500K. The repayment terms are flexible and depend on the monthly turnover of your business.
We do not pull a credit application at an enquiry stage. We will only pull the credit check once we’re ready to submit your loan application upon your approval of our terms & conditions. We can however provide our broker channel partners “look alike” offers for their clients upon request without conducting a credit check. Please note all final offers will be subject to the credit score and any adverse information found.
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Copyright © 2022 Capify Australia PTY LIMITED (ABN 38 630 469 117) trading as Capify. All Rights Reserved.
